Monthly Archives: enero 2019

//enero

La nueva plataforma de publicación de WordPress ofrecerá características de blockchain

(Artículo publicado por Yogita Khatri con el mismo título en CoinDesk)

WordPress está lanzando una nueva plataforma de publicación respaldada por Google, el estudio de desarrollo ethereum ConsenSys y más, y en particular se integrarán herramientas de blockchain. El nuevo producto, Newspack, se describe como una plataforma “económica” que ofrece tecnología y soporte para organizaciones de noticias pequeñas y medianas.

Google lideró la financiación de Newspack, con una inversión de $ 1.2 millones, mientras que ConsenSys contribuyó con $ 350.000. El Instituto de Periodismo Lenfest y la Fundación John S. y James L. Knight invirtieron $ 400.000 y $ 250.000, respectivamente.

Un representante de ConsenSys confirmó la inversión a CoinDesk el miércoles, y agregó que a los departamentos de noticias que acceden a Newspack se les ofrecerá la opción de utilizar las funciones basadas en blockchain, que están disponibles a través de Civil Media de ConsenSys. Específicamente, el producto Civil Publisher, que permite a los departamentos de noticias archivar permanentemente el contenido en una red descentralizada, se instalará como un complemento en la plataforma de WordPress para que lo use cualquier sala de redacción.

“El complemento también actuará como un portal que guiará a las salas de redacción a través de cómo unirse al Civil Registry, el centro de las salas de redacción aprobadas y examinadas por la comunidad”, dijo el representante, y agregó que también ofrecerá acceso a un “portal de descubrimiento”. Para los consumidores que buscan noticias.

Si bien Civil ha tenido algunos problemas, entre ellos una recaudación de fondos fallida basada en tokens, que tuvo que relanzar, la firma ayudó a un sitio de noticias a archivar un artículo completo sobre la cadena de bloques de ethereum en diciembre. Y, en agosto, Associated Press anunció que colaborará con Civil en licencias de contenido basadas en tecnología blockchain.

“Facebook secuestrará la criptomoneda”

(Artículo publicado por Michael K. Spencer con el mismo título en Medium)

El príncipe de la centralización, va a hackear la descentralización. La última frontera de las aplicaciones de redes sociales heredadas como Facebook y LinkedIn es la India. Algunos lo llaman ingresos de remesas, yo lo llamo cómo enviar dinero a casa de manera más eficiente. Una plataforma de WhatsApp sin duda ayudaría, también daría nueva vida al mercado de activos digitales en la década de 2020.

Un artículo de Bloomberg sobre esto ha provocado un gran debate. WhatsApp es bastante popular y los stablecoins tuvieron un año especial en 2018. Realmente tiene sentido.

Con una creciente área de blockchain, Facebook es verdaderamente la compañía más grande en adoptar el servicio de blockchain para el consumidor. Que quiera secuestrar la criptomoneda está bastante en línea con el modus operandi de Facebook.

Facebook es el líder, en mi humilde opinión, para adquirir Coinbase y Coinbase está buscando aumentar su valor en el mercado para tener una salida importante como una startup de Silicon Valley, que se hizo popular cuando Bitcoin era un plan de “enriquecimiento” para jóvenes inversores y para campeones de la volatilidad de alto riesgo. De seguro, yo aceptaría pagos en un WhatsAppCoin. La conveniencia triunfa sobre la centralización en el mundo de la tecnología malvada, después de todo. Sin embargo, con unas comisiones menores que PayPal, ¿de acuerdo?

Stablecoins como las STOs parecen más movimiento de centralización para activos digitales (¡por mucho tiempo criptomoneda!)

De hecho, las stablecoins se han convertido en la moda en el espacio de blockchain durante la segunda mitad de 2018, al igual que los STO tienen y pueden reemplazar a las ICO. Mucho por la sensación abierta peer-to-peer de crypto.

WhatsApp es sin duda una aplicación de comunicaciones líder para mantenerse en contacto con la familia e incluso para las noticias en algunos lugares del mundo. En el espíritu de enviar dinero a casa, sin duda un stablecoin tiene sentido. Facebook necesita encontrar más utilidad que los anuncios digitales simples, si quiere sobrevivir al éxodo de usuarios que está llegando a su ecosistema.

Sin embargo, con el peor mes de diciembre para el mercado de valores en décadas, Facebook ha sido golpeado más allá del reconocimiento. No es necesario entrar en la exageración de blockchain para salvar su reputación de la de la basura de Internet estadounidense. Todo lo que parece tener es una gran cantidad de usuarios y muchas ganancias, con enormes ganancias desperdiciadas en verticales sin nombres de publicidad.

Si Facebook es un magnate muy difamado de las redes sociales, Mark Zuckerberg es el príncipe de la tecnología centralizada y la recolección de datos. No es exactamente lo más compatible con el movimiento de criptomoneda del espíritu descentralizado. Pero como una propuesta de valor, tener su propia criptomoneda tiene sentido para incorporar alguna utilidad que tanto se necesita en aplicaciones como WhatsApp y Messenger. Estoy un poco sorprendido de que Snapchat no haya implementado algo como esto ya.

Facebook tiene un problema de identidad, ya que los jóvenes se alejan de su aplicación insignia, esto significa que Instagram y WhatsApp son las últimas aplicaciones de Facebook en las que puede desarrollar valor. Robar historias de Snapchat y tomar la criptomoneda son la respuesta de Zuck al vacío de la innovación en su altamente centralizada y oligarquía como compañía.

“The fraud of crypto community is relevant”

(Article published by Michael K. Spencer with same title in Medium)

From Ethereum ICOs to ConsenSys the fallacy that community has value is a hack

How is crypto hype of this kind not misinformation? How many failed ICOs, exit scams and shitcoins do we need to have endured to understand the Telegram-Bitcointalk-Reddit hoax — communities alone are not valuable. You actually need real-world products and real clients.

Airdrops don’t build real communities or loyal users

Doing an airdrop does not increase your customer-base, it only gives you false traffic and a false sense of confidence that your altcoin has some relevance. Expansion has come at the cost of cohesiveness, and crypto’s rapid rise meant a lot of people joined these blockchain startup ‘communities’ for a quick-stealth profit. Many Millennials know they will die in debt, and will never be able to pay it off.

Crypto however is not an alternative stock market. Crypto’s communities on Telegram or wherever are not your friends. There is a certain insanity in crypto tribalism and the demise of crypto communities.

The lack of real products hurts public blockchain attempts

As a tech critic, I take offense when someone like Joseph Lubin is telling his employees and the world that the next killer app is a killer ecosystem. He is implying that Ethereum has created a community with a real product, with real clients and with a legitimate business model. ConsenSys is doing some innovative things, but it’s on extremely shaky ground.

A legion of young people desperate enough to invest in crypto are not going to save the world. These are debt ridden young consumers who face incredible economic uncertainty. The spectacular fall of ICOs in the second half of 2018 points to a systemic problem and unsustainability of crypto communities.

So there’s a lot of ideological warfare and manipulation clearly involved here. The champions of these communities are uniformly the ones who would profit the most from their proliferation. Lubin is said to be the largest holder of Ether and is estimated to be worth more than a billion dollars.

Crypto communities are vanity metrics

Ethereum has an incredible number of daily active developers, that has value. But the followers of all of these altcoin communities are often just young investors who are crypto hobbyists. Crypto saying that its community is its best resource, is like Facebook saying it’s valuable because it has over 2 Billion users.

These are vanity metrics businesses use to deceive shareholders and investors. Silicon Valley’s most centralized companies are based on this fraud. Now crypto is replicating the narrative pretending to be ‘decentralized’. Lubin controlling ConsenSys does not sound very decentralized.

Crypto is not impacting the debt-economy we live in now in the real world. Few young Americans will ever invest in cryptocurrencies. Only a few people invested in Bitcoin years ago that gained the most economically from it. Blockchain adoption is still a sputtering thing of decades, not years. The crypto surge of December, 2017 created unrealistic expectations of how quickly cryptoeconomics would impact the real world.

The crypto winter is teaching us the actual value of crypto communities. Without decentralized governance, communities like ConsenSys, EOS and Tron are doomed, doomed to be frauds and failures. If you pretend to be something you are not, sooner or later the market will level the playing field.

From Ethereum 2.0 (Serenity) to the shape-shifting of crypto pivots, the ethereum-centric venture studio headed by ethereum co-founder Joseph Lubin needs to prove it’s viable in 2019. How many of the spokes of ConsenSys since inception in early 2015 will even still be around in 2021? Community is not enough, crypto needs to stop betting and start building sustainable and viable products.

Vitalik needs a course in fiat, Coinbase needs to be acquired, and cryptoeconomics and blockchain startups need to mature — since the world isn’t waiting on any crypto community to take a stand. Those days of early hoard idealism and unrealistic enthusiasm are over.

Vermont lanzará piloto de seguros en blockchain

(Artículo publicado por Yogita Khatri con el mismo título en CoinDesk)

La Oficina del Secretario de Estado de Vermont y el Departamento de Regulación Financiera de Vermont firmaron un memorando de entendimiento para realizar el piloto que examinará el potencial de la tecnología blockchain en el registro digital y los procesos de registro y regulación a los aseguradores cautivos, compañías de seguros con licencia formadas por una o más entidades matrices con cobertura propia. La prueba les permitirá proporcionar  en el estado la opción de presentar documentos de registro e informe utilizando tecnología blockchain privada. El gobierno del estado actualmente mantiene copias impresas y digitales de los documentos archivados.

Vermont pretende crear un registro de transacciones “transparente y validado” a través de blockchain, así como reducir los costos en comparación con los métodos tradicionales de mantenimiento de registros.

Segñun Jim Condos, Secretario de Estado de Vermont, “Este programa piloto nos permitirá examinar si la aplicación de la tecnología blockchain para el mantenimiento de registros digitales puede mejorar aspectos del proceso regulatorio estatal”.

El gobierno ya ha iniciado el proceso de identificación de proveedores con experiencia técnica y de consultoría para el programa piloto, a través de un proceso de solicitud de información (RFI).

Vermont es uno de los mercados líderes de seguros cautivos en los EE.UU., Con el gobierno del estado registrando 20-40 nuevas empresas en el sector por año, según el RFI.

El estado ha lanzado varias iniciativas de blockchain en el pasado, incluida la firma de un proyecto de ley en mayo pasado que abrió las puertas a la creación de compañías de responsabilidad limitada basadas en blockchain. Y, en enero de 2018, el gobierno de la ciudad de South Burlington se asoció con la startup de blockchain Propy para probar un sistema de registro de tierras utilizando la tecnología.

Hybrid blockchain: the best of both worlds

The blockchain is transforming the world in a unique way. It is enabling enterprise, government and other organization to handle their workflow better and improve their systems with better solutions. Now, it’s changing how we store data, access it and use it to improve the never-ending cycle of technological-growth. It also impacts other aspects of our technology including how we instill trust in a network.

Blockchain can be used in three different ways: private, public and hybrid. If you have read about blockchain in the past, you might have an idea on how private and public blockchain works. For those who don’t know, we will discuss them in detail below. However, the third way, i.e., Hybrid might have more impact on the different industries. The hybrid blockchain is the mix of both the worlds, both private and public blockchain. This gives the organizations better control on what they want to achieve rather than change their plans on the limitation of the technology.

Blockchain technology has revolutionized the world in its way. It has made the world more secure and ensured that almost every industry benefits from it. It has been adopted by nations, banks, NGOs, and others solving problems in a better way. “The blockchain symbolizes a shift in power from the centers to the edges of the networks” according to William Mougayar.

The use of blockchain technology can be done in both financial and non-financial manner.  With blockchain, it becomes impossible to tamper data or hack into the system. The openness of the public blockchain brings people all around the world together whereas the private blockchain ensures that closed ecosystem can also thrive with blockchain capabilities.

In this article, we will go through hybrid blockchain and what it has to offer. We will also discuss hybrid blockchain definition and understand it from the inside out. But, before we start, let’s understand what is private and public blockchain.

What is public blockchain?

As the name suggests, public blockchain is public in nature. When Bitcoin white paper came, it also mentioned blockchain in its public form. It also means that the public blockchain is open to all and anyone can participate in it.

However, the question is why anyone would join a public blockchain? Here comes the incentive that a public blockchain has to offer. This in return, improves the number of users, improving the blockchain health and growth. Bitcoin does it exceptionally well. For example, miners can participate and provide computational power to solve its complex algorithms. By doing so, a transaction or block is mined. The miners, on the other hand, are incentivized as they received bitcoin for the work they did. There will always be users and workers in a public blockchain environment to make it run smoothly. Fluidity is important, and that’s why incentivizing keeps it going.

Another example of public blockchain includes NEO, Ethereum and so on.

Anyone with no limitation whatsoever can also create public blockchain.

Read more about the public blockchain here: Beginner’s Guide: What is Public Blockchain?

What is private blockchain?

Now that we have got a clear picture of what public blockchain has to offer. Let’s move on to the private blockchain. As you might have guessed it from the name, private blockchain are private.

In private blockchain, the parties limit the access of the blockchain to its users. Users need to get access to the network before they can use it. Also, the access can only be taken from the authority who is managing the private blockchain. As it is a private blockchain, things can change as they like. For example, the administrator can limit transactions based on their nature, speed or intent. The control here gives private blockchain a great use-case for companies or organization that want to take benefit of the blockchain but in a closed environment.

One more thing that you need to notice here is that private blockchain is not entirely closed off from public access. They can be accessed according to what the administrator has set things for.

For example, Quorum is a private blockchain powered using Ethereum network. It uses a new consensus mechanism and also has a strict transaction/contract privacy. J.P.Morgan is the creator of Quorum.  Other examples worth mentioning include Hyperledger.

Read more about the private blockchain here: Beginner’s Guide: What is Private Blockchain?

Interested in learning more difference between private and public blockchain? Read the comparison between them.

Hybrid blockchain explained – Infographic

Hybrid Blockchain

Hybrid blockchain definition – What is hybrid blockchain?

The hybrid blockchain is best defined as the blockchain that attempts to use the best part of both private and public blockchain solutions. In an ideal world, a hybrid blockchain will mean controlled access and freedom at the same time.

The hybrid blockchain is distinguishable from the fact that they are not open to everyone, but still offers blockchain features such as integrity, transparency, and security.

As usual, Hybrid blockchain is entirely customizable. The members of the hybrid blockchain can decide who can take participation in the blockchain or which transactions are made public. This brings the best of both worlds and ensures that a company can work with their stakeholders in the best possible way.

We hope that you got a clear view from the hybrid blockchain definition. To get a much better picture, we recommend you to check out some hybrid blockchain projects. XDC is one of those projects that take advantage of both public and private blockchain. It is created and managed by XinFin, a Singaporean company.

Verifiable in every way

Even though transactions are not made public, but they are still verifiable when needed. Every transaction that takes place in the hybrid blockchain can be kept private and always open for verifiability when required. As blockchain is used, its most crucial aspect works here. Immutability. It ensures that each transaction is written once and cannot be changed in due time.

So, will it be secure as compared to public or private blockchain? The answer is yes. Even though a set of individuals controls it, they cannot change the immutability and security of the transactions. They can only control which transactions are made public and which are not.

How the users function in the hybrid blockchain

Once a user gets the grant to access the hybrid blockchain, he can fully take participate in the activities of the blockchain itself. He shares equal rights to do transactions, view them or even append or modify transactions. However, one thing that is kept a secret is the identity of the users from other participants. This is done to protect the user’s privacy.

When a user transacts with the other user, then only his identity is revealed by the party he is dealing with. To ensure that the above identification process is done correctly, companies and organization carry out KYC(Know Your Customer) to make it work. Especially, financial institutes need to handle it correctly as they cannot allow the transaction to be carried out by a user that is not entirely known to the blockchain.

Anonymity of public state

Even when the hybrid blockchain has limited anonymity for the users who take part in the network, the public anonymity is still maintained. This way no one outside the network can know about the users. This leads us to an exciting intersection of both the public and private system.

The hybrid network offers all the critical features of a public blockchain such as secure, transparent, immutable and decentralized, but it also restricts the ability to access transactions, view, or change transactions in any way. Also, not everyone can use the network which makes sure that confidential information doesn’t go out of the network.

Federated/consortium blockchain: 

Before we move into discussing the benefits of the hybrid blockchain, let’s learn about two important terms that you might come across when dealing with hybrid blockchain. It may sound similar to Hybrid but technically they work differently. We will cover the difference below.

Federated blockchain works using a different consensus process and is controlled by nodes that are pre-selected. The public can access the blockchain using APIs and perform operations allowed by the consortium blockchain.

Benefits of hybrid blockchain

Awesome! We now know what is hybrid blockchain. We also have a clear understanding of other types of blockchain: i.e., private and public. Now, it is time to list the benefits of hybrid blockchain and what it has to offer.

  1. Works in a closed ecosystem: The number one advantage of hybrid blockchain is its ability to work in a closed ecosystem. That’s means that companies or organization don’t have to worry about getting their information leaked when taking advantage of blockchain technology.
  2. Changes the rules when needed: Companies thrive on change. The good news about hybrid blockchain as they need to change rules. However, the nature of the change depends on the what the hybrid blockchain is trying to do. However, don’t expect to change data or modify transactions in a hybrid system that handles band registry or user identity for verification purposes.
  3. Protecting from 51% attack: Hybrid blockchain are immune to a 51% attack as hackers cannot have access to the network to carry out the attack.
  4. Protecting privacy while still communicating with the outer world: Even though private blockchain is best for privacy-related issues. However, they are limited when it comes to communicating with the outer world. Many companies may want to keep privacy, but also need to configure their blockchain so that they can communicate with all their shareholders including the public.
  5. Low transaction cost: Another added benefit of using hybrid blockchain is to have a low transaction cost. Transactions are bound to be cheap as it requires few nodes to verify them. The most powerful nodes in the network make it easy to verify the transaction which may take thousands of nodes in public blockchain. The transaction fees can reduce to even 0.01$ per transaction.

Hybrid blockchain use-cases

Let’s now go through some of the use-cases for hybrid blockchain to get a better understanding.

Hybrid IoT:

The first use-case that we want to discuss is the Hybrid IoT. The internet of things can be a tricky thing to manage with complete public blockchain solution as it will give hackers free data to map nodes or even hack into them. With hybrid blockchain, the devices can be placed in a private network with access to the ones that only need them. Some aspects of the network can be made public depending on which data to share. A hybrid approach can solve many security issues.

If you are interested in reading more about how hybrid blockchain can change IoT, we recommend you to check the research paper on the topic.

Enterprise-ready hybrid blockchain for global finance and trade

Even finance can take advantage of the hybrid blockchain. XinFin is trying to use hybrid blockchain using Ethereum for the public component whereas Quorum for the private component of their solution. Their aim is to provide a global finance and trade platform using hybrid technology. They use DPOS(delegated Proof-of-Stake).

Banking

A hybrid blockchain can be an ideal solution to the banking. As banks need to solve problems internally and also secure user information, they can use this approach. Even Ripple, a more focused centralized cryptocurrency can move to hybrid blockchain network if there is a change needed.

Shivdeep Dhaliwal and Ripple’s Marcus Treacher understood that early and discussed their communication over email on how banks need to change to hybrid.

Hyperledger is also revolutionizing banks. Hyperledger gives tools to other blockchain companies so that they can integrate blockchain into their workflow. Currently, it acts as a greenhouse where frameworks and tools are hosted.

Supply Chain

Supply Chain can also benefit hugely from hybrid blockchain. As supply chain is huge, it is essential for them to go hybrid. There cannot go either private or public blockchain. Many supply chain logistics company have already started implementing it. One big example that uses hybrid blockchain in the supply chain is the IBM food trust. They aim to improve efficiency throughout, and the whole food supply chain. It is a network where everyone including farmers, wholesalers, distributors, and others take part. Walmart is also an active player in this project.

Governments

Blockchain can change how governments work. Even governments know that and have started the process of using blockchain in their governance. For example, the government can use blockchain to do the voting, create public identification database, record complex data, automate acquisitions, provide social/humanitarian assistance and so on. To make all these possible, hybrid blockchains must be used. It provides the government with the control they need and also enables the public to have access to it. Totally private or public blockchain will not work as they either hinder user’s access or reveal too much data. A right control over the blockchain can ensure that the government stays in control while taking the advantage of the blockchain.

We recommend you to read this amazing article on Blockchain adoption in government. It explains in detail how blockchain is currently being implemented by governments all across the world.

Enterprise Services

Last, but not the least, we will also see a great change in enterprise services thanks to the hybrid blockchain. It can not only be used to build open-source technology but enterprise-grade solutions. For example, enterprises can use hybrid blockchain to automate their service and improve their reliability, trust, and transparency for both employees and the end-users. Industries such as Aviation, Supply-Chain, and so on.

Private vs. Public vs. Hybrid

Let’s go through the difference between private, public and hybrid blockchain below.

Public

Private

Hybrid

Definition

The public blockchain is open to everyone where anyone can participate.

Private blockchain is controlled by owners and access is limited to certain users. The hybrid blockchain is a combination of the public and private blockchain. This means that some process is kept private and others public.

Transparency

The public blockchain is completely transparent.

The private blockchain is only transparent to the users who are granted access.

Hybrid blockchain transparency depends on how the owners set the rules.

Incentive

Public blockchain incentivizes participants for growing the network.

The private blockchain is limited and hence have no similar incentive as that of a public blockchain.

Hybrid blockchain can opt to incentivize users if they want to.

Use-case

Can be used in almost every industry. Good for public projects. It is also good for creating cryptocurrency for commercial use.

Private blockchain is great for organization blockchain implementation as they require complete control over their workflow.

Hybrid is best suited for projects that can neither go private or public and have a lack of trust. The supply chain is a great example. It is also effective in banking, finance, IoT, and others.

Example

Bitcoin, Litecoin, Ethereum

Ripple, Corda

Hyperledger

KYC needed

No

Yes

Yes

Transactional Cost

Costly

Not so costly

Not so costly

Carries basic property of blockchain

Yes

Yes

Yes

 

Is hybrid and federated different? If so, how?

On the surface, they might sound identical, but that’s not the reality. Both federated and hybrid uses a different approach and has their unique characteristic. By knowing these characteristics, you will be able to equip yourself with the knowledge on which one to choose for your business or organization.

Federated

A group manages federated blockchain. The group decides on how the blockchain will function. Also, there is limited access, and the group decides who gets the access in the first place. The benefits of having strict access are obvious. For example, limited access means faster transactions, high scalability, and better transaction privacy.

Hybrid Blockchain

The hybrid blockchain is a combination of public and private entities. The best way to describe it is using a public blockchain where a private network is hosted. This means that there is restricted participation that is controlled through the private blockchain itself. Technically, it works by generating the hashed data blocks using the private network and then storing that data into public without compromising data privacy. Unlike federated blockchain, hybrid blockchain provides flexible control over the blockchain. This means that the control over data share is not ideal and is not better than that of a federated one. The best use case of hybrid blockchain is scalability and decentralization.

Is hybrid blockchain the future? Best of both worlds

Public or private blockchain cannot solve every problem out there. For organizations and companies that want to take advantage of the blockchain, but don’t want to expose their critical business data and process to the whole world!

Legisladores de Wyoming promueven un proyecto de ley “sandbox” de blockchain

(Artículo publicado por Nikhilesh De con el mismo título en CoinDesk)

Legisladores de Wyoming promueven el proyecto de ley “sandbox” de blockchain

El estado Cowboy continúa sus esfuerzos para dar la bienvenida a las startups de blockchain y crypto, más recientemente mediante la aprobación de un proyecto de ley para permitir que las startups de blockchain operen dentro de una “sandbox” reguladora para una votación legislativa.

El Comité de la Casa de Wyoming sobre Minerales, Negocios y Desarrollo Económico aprobó por unanimidad su proyecto de ley sandbox de tecnología financiera. El proyecto de ley, si se convierte en ley, autorizaría al estado a permitir que las nuevas empresas prueben nuevas tecnologías y determinen cómo podrían funcionar dentro de los regímenes regulatorios existentes. Esto incluye las startups de blockchain, según el proyecto de ley.

Caitlin Long, cofundadora de la Coalición Blockchain de Wyoming, señaló que el estado “ya tiene un enfoque eficiente de la regulación en comparación con la mayoría de los otros estados”. Long dijo a CoinDesk que muchos de los otros estados en los Estados Unidos “pueden ser muy estrictos” con las regulaciones, en particular con respecto a los servicios financieros, agregando: “La sandbox de Wyoming ofrece una alternativa de un año para los innovadores y se puede extender por un segundo año. Esa es una gran oportunidad para los disruptores que buscan probar cosas nuevas “.

Si bien el proyecto de ley se aprobó a través del comité, este es solo el primero de los 13 pasos, señaló Long, “aunque podría decirse que [es] el más importante”. La sesión legislativa está programada para finalizar en marzo, y ella anticipa que todo el proceso se completará dentro de ese plazo.

Si bien el proyecto de ley sandbox ha superado el primer obstáculo, el proyecto de ley del banco de depósito para fines especiales, que Long describió como el proyecto de ley de “firma”, no se votará hasta el 18 de enero.

How one blockchain startup is transforming travel and increasing the accessibility of cities

(Article published by Mina Down with same title in Hackernoon)

We all know that social networks and digital content distribution is controlled by a small number of large companies. The strength of these companies lies in the content that millions of users create and share on a daily basis. In platforms like Facebook and Twitter, users are not only customers who consume advertising or pay to access certain features. They are also the “workers” whose free labor generates content and the big data that these companies control and profit from.

We all also know that several different blockchain startups are trying to disrupt the current model of social networking and online content sharing. I recently came across one interesting Spain-based project hoping to participate in this transformation.

How Navibration works

Navibration aims to become the world’s first decentralized social network of audio-guided travel experiences built on blockchain technology. While the platform is targeting tourists, I think it has an under-explored use case in making cities more accessible for those with visual impairments.

Content on the Navibration platform is created by the users, though the final audio-guides will be edited and perfected by the Navibration team. Each new audio-guided travel experience will be sold on the platform and support a new smart contract, so that proceeds from purchases can be divided among the users involved in the creation of the audio-guides. The company calls the audio-guides “Navibration Experiences” and they will be geolocated and developed for different cities around the world.

The Navibration ecosystem is a multiplatform tool, available in a desktop version and on tablets and smartphones. The guides will be available for purchase through the Navibration app. They can be bought using Navicoins or fiat. In case of fiat, the funds will be used to buy Navicoins automatically. The final Navicoins will be divided equally to reward users who contributed to the process of creating the audio-guide.

Tourist 3.0

The target market for the platform are so-called tourists 3.0. These are travellers who are digitally connected and use mobile phones for many things (tickets, reservations, etc.). This type of tourist increasingly sees technology as an essential tool during a trip. They take into account comments and reviews of other users. They share their own travel experience on different platforms and social networks and influence other travellers. They are also not interested traditional travel, but seek new types of experiences.

Navigation Through Vibration

One of the truly unique features of the Navibration platform it its patented navigation system that uses vibration to guide travellers, rather than forming them to follow a visual map. Users can enjoy an audio-guided tour, moving from one place to place without maps, without internet and without looking at any device. This is made possible through specially designed wearables.

  • Navibration Watch

This is the first wearable planned by the company. It will consist of a smart watch that integrates the navigation through vibration system. Users will be able to “navibrate” anywhere in the world with their watch.

  • Navibration Stick

This is the second wearable the company has planned. It is aimed mainly at blind users or those who are visually impaired. It will function similarly to the Navibration Watch, but the vibration navigation system will be incorporated into a walking stick.

Conclusion

Navibration is a unique project with a fairly specific use case and target audience. One of the reason I like it that it is the only blockchain startup I am aware of that is seriously thinking about the needs of users who are disabled or have visual impairments. The navigation through vibration system could open up travel to blind and visually impaired tourists in a totally new way.

However, one of the underplayed uses for the “navibrate” system could be helping those with visual impairments, not only during travel experiences, but in everyday life. Such a system could be an incredible enhancement to the walking cain currently used by many blind people. The navibration technology could help them negotiate their own cities and access spaces they previously found daunting. In short, the navibrate system has potential far beyond pleasing tourists. I think it could also help dramatically increase the accessibility of cities around the world for the visually impaired.

El Departamento de Energía de los Estados Unidos financiará proyectos de investigación de blockchain

(Artículo publicado por Yogita Khatri con el mismo título en CoinDesk)

El Departamento de Energía de los Estados Unidos ha anunciado una financiación federal de hasta $ 4,8 millones para universidades que trabajan en proyectos de I + D, incluidos los relacionados con blockchain.

La financiación se pondrá a disposición a través de la Oficina de Energía Fósil del departamento, como parte de la iniciativa “Capacitación e Investigación Universitaria”, cuyo objetivo es desarrollar aplicaciones de energía fósil. Los proyectos bajo la iniciativa están orientados a lograr varios objetivos, incluido el desarrollo de tecnologías en etapas iniciales para obtener recursos de energía doméstica más asequibles y mejores redes eléctricas, dijo el departamento.

Una de las áreas a las que se dirige la financiación es la tecnología blockchain, que “aseguraría datos de señales de proceso y otros flujos de información dentro de redes de sensores distribuidos para sistemas de generación de energía basados ​​en fósiles”.

Otros proyectos potenciales que no necesariamente incluyen blockchain incluyen aquellos que explorarán recursos de computación avanzados para que las plantas de carbón generen resultados analíticos, mejoren los procesos de reutilización del agua e investiguen ciencias físicas y biológicas para medir elementos químicos dentro de las cenizas de carbón.

El departamento dijo que financia proyectos de investigación y desarrollo para reducir el “riesgo y costo” de las tecnologías energéticas avanzadas basadas en combustibles fósiles y hacer un uso más sostenible de los recursos fósiles en los EE.UU.

Esta no es la primera vez que el departamento ha buscado explorar blockchain para realizar mejoras tecnológicas. En enero pasado, se asoció con BlockCypher para desarrollar soluciones que permitan liquidar las transacciones de energía en múltiples blockchain. En julio de 2018, el departamento otorgó una subvención de casi $ 1 millón a Grid7, una startup de blockchain con sede en Colorado, en un movimiento destinado a avanzar en el desarrollo de una red de energía descentralizada.

Banco paquistaní se alía con Alipay para remesas en blockchain

(Artículo publicado por Yogita Khatri con el mismo título en CoinDesk)

Telenor Microfinance Bank, con sede en Pakistán y filial de la multinacional noruega de telecomunicaciones Telenor Group, ha puesto en marcha pagos transfronterizos utilizando la tecnología blockchain de la firma de pagos Alipay.

Al reclamarlo como el primer servicio de remesas internacional basado en blockchain de Pakistán, el banco anunció que el producto es un esfuerzo conjunto entre la filial de tecnología finlandesa de Telyor, Valyou, y la división de banca móvil paquistaní Easypaisa, que ofrece transferencias de dinero en tiempo real entre las dos naciones. Blockchain “aumentará significativamente la velocidad y la eficiencia” de los pagos, dijo el banco en un comunicado, y agregó que las transferencias de dinero serán “altamente seguras y transparentes”.

“Actualmente, Pakistán recibe alrededor de $ 1 mil millones en remesas de origen de Malasia y esta colaboración Easypaisa-Valyou lo cambiará para mejor”, dijo Roar Bjærum, vicepresidente senior de Telenor Financial Services.

“Las remesas a domicilio contribuyeron a más del 6 por ciento en el PIB, equivalente a más del 50 por ciento de nuestro déficit comercial, el 85 por ciento de las exportaciones y más de un tercio de las importaciones durante el año fiscal 2017-18”, agregó el gobernador del Banco Estatal de Pakistán, Tariq Bajwa.

Alipay, operado por Ant Financial del Grupo Alibaba, ha renunciado a las tarifas de transacción por el uso de su tecnología durante un período de prueba inicial de un año. “Al eliminar los costos intermediarios, el nuevo servicio de remesas reduce los costos de transacción para los usuarios finales”, dijo el banco.

Si bien Pakistán parece estar interesado en el potencial de la tecnología blockchain, hasta la fecha ha adoptado una postura negativa de las criptomonedas. En abril, el banco central del país, el Banco Estatal de Pakistán,  un comunicado en el que prohibía a las empresas financieras del país trabajar con firmas de criptomoneda. “Cualquier transacción en este sentido se informará de inmediato a la Unidad de Monitoreo Financiero (FMU) como una transacción sospechosa”, dijo el banco central en ese momento.

“Blockchain es más que un mercado, es un movimiento”

(Artículo publicado por Danette Wallace con el mismo título en Medium)

Las palabras de Joseph Lubin, cofundador de Ethereum, encapsulan con elegancia la blockesfera actual. Muchas personas piensan que la capitalización de mercado es una indicación del éxito de una plataforma, pero están muy equivocadas.

En mi último artículo, criticé a los llamados expertos en cripto por usar números de capital de mercado como una indicación de qué tan bien está haciendo una moneda. A una moneda le puede ir bien en el mercado de valores, pero eso no es una indicación de qué tan bien está funcionando la plataforma. Los gráficos de mercado solo muestran cuánto están dispuestas a pagar las personas. Muchas veces, las personas que invierten lo hacen basándose en una proyección futura, una idea, una visión. No suelen invertir en ecosistemas comprobados y en funcionamiento. Los gráficos del mercado cripto no muestran cuánto está logrando una plataforma en el mundo real.

Por ejemplo, Ethereum no es el número uno en capitalización de mercado, pero Ethereum es claramente un líder en la actividad. Como dice Lubin, “la capitalización de mercado no refleja la actividad. Las redes descentralizadas están creciendo “. Para aclarar su punto de vista, Lubin cita los siguientes números en la plataforma de Ethereum:

  • 10 mil millones de solicitudes diarias de API para Infura (puerta de entrada a la red Ethereum)
  • 1 millón de descargas de Truffle (herramientas para construir contratos inteligentes de Ethereum)
  • 1 millón de descargas de Metamask (extensión para acceder a Dapps habilitados para Ethereum)
  • 12,000 nodos de Ethereum vivos
  • 48 millones de direcciones únicas de Ethereum

¿Cuántas otras plataformas pueden reclamar estos números de adopción? Ethereum está abriendo la tapa de otras plataformas en el área de desarrollo de aplicaciones. Para señalar este punto, Lubin enumera una serie de aplicaciones del mundo real que la comunidad de Ethereum está construyendo actualmente: “Las blockchains están resolviendo problemas del mundo real”, dice Lubin. Con…

  • El sistema de mensajería cifrada de Israel.
  • Pruebas de registro electrónico de salud de Estonia
  • La iniciativa de Dubai 2020
  • Ensayo @goquorum de Sudáfrica Reserve Bank
  • El sistema de votación electrónica de Japón.
  • Zug @uport_me IDs + crypto ATMs
  • La lista es larga. Haga clic AQUÍ si desea ver todo el hilo.

En la blockesfera suceden muchas cosas de las que la persona promedio sabe poco o nada. Sin embargo, eventualmente será inevitable, porque blockchain se hará cargo de los mercados y las interacciones sociales. Estará integrado en el backend de casi todo lo que hacemos, al igual que Internet se ha incorporado a nuestras vidas. Blockchain se adoptará de forma más generalizada debido a la baja barrera de entrada. Para acceder a blockchain, lo que necesita el usuario final es un teléfono. Y los teléfonos están literalmente en todas partes y en manos de casi todos. En este momento podemos compartir información con cualquier persona conectada a Internet (con la excepción de aquellos en países con firewalls, como China). Cuando hay suficientes personas que comienzan a usar criptomoneda y comienzan a intercambiar valor de manera activa entre sí a través de las fronteras, cualquiera puede adivinar cómo se verá.

No deje que nadie le diga que sabe quién será el futuro ganador del mercado. Y no mire la capitalización de mercado como una indicación de cuál ganará. Las antiguas reglas no se aplican a esta nueva forma de operar. En la economía del futuro, habrá nuevos indicadores de éxito. El tamaño y la actividad de las comunidades serán el factor decisivo.

Bitcoin y Ethereum actualmente tienen las comunidades más grandes detrás de ellos. No hay otras monedas que tengan el mismo tamaño de comunidad … al menos no todavía. Digo todavía, porque las comunidades crecerán y la moneda o monedas ganadoras emergerán. Nadie sabe qué moneda/s ganará/n. Eso aún está por verse. El punto principal de este artículo es que la capitalización de mercado no es un indicador de éxito, sino la actividad de la comunidad.

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